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Federal Housing Authority (FHA) Loans
FHA loans are am attractive option, especially for first-time homeowners because they are insured by the Federal Housing Administration (FHA).Additionally, FHA may offer lower interest rates and are more flexible with credit scores. Typically, the borrower can be approved with 3% down vs 10%, 15% or 20% that is required on other loan programs.
Government Loans
Veterans Adminstration (VA)
Loans
Main Street Home Loans is an approved VA lender with the expertise and programs to help veterans finance their homes. A VA Loan is designed to offer long-term financing to Veterans in all branches of the Military. It is generally easier to qualify for a VA loan than conventional loans and requires no down payment. Other benefits include lower interest rates, a wider range of acceptable credit scores, and no mortgage insurance premiums.
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